Full Disclaimer
Last Updated: July 18, 2025
1. Introduction
ScoopRate Canada is operated by InScrivere Technologies, Inc., doing business as (dba) ScoopRate (“ScoopRate”, “we”, “our”, or “us”). We provide financial product comparisons, educational content, and related tools for informational purposes only. By using this website, you acknowledge that you have read, understood, and agree to the terms set forth in this disclaimer.
2. No Financial Advice
The information presented on ScoopRate is not intended as and should not be construed as financial, investment, insurance, legal, or tax advice. We are not licensed financial advisors, investment professionals, or insurance brokers. Any financial decisions you make should be based on your own research and in consultation with a qualified, licensed advisor who can assess your specific situation.
3. Rate and Information Accuracy
We strive to provide accurate, up-to-date information on financial products, including interest rates, account terms, features, and offers. However, financial institutions may change their offerings at any time without notice. While we make reasonable efforts to keep our data current, we do not guarantee the accuracy, completeness, or timeliness of any information presented on our website. Users are strongly encouraged to verify all terms and details directly with the provider before making any decisions or applications.
4. Third-Party Products and Services
ScoopRate features information about products and services provided by third parties, including banks, credit unions, insurers, and financial advisors. We are not responsible for the accuracy, availability, or performance of any third-party products or services. All logos, brand names, and trademarks are the property of their respective owners and are used on this site for identification purposes only.
5. Compensation and Affiliate Relationships
ScoopRate may have financial relationships with some of the providers featured on our website. This may include receiving compensation (such as referral fees, sponsorships, or affiliate commissions) when users click on links or apply for products and services through our site.
Such relationships may influence the placement or prominence of products on some pages, but do not affect our commitment to honest, unbiased content. All reviews, comparisons, and opinions expressed are those of our editorial team and are based on independent evaluation unless otherwise stated.
6. Advisor and Broker Directory
ScoopRate offers a directory of financial advisors, mortgage brokers, and insurance professionals as a convenience to our users. Inclusion in this directory does not constitute an endorsement, recommendation, or guarantee of service quality or regulatory compliance. Users are solely responsible for conducting their own due diligence, including verifying licensing status, professional qualifications, experience, and reviews before engaging with any advisor listed.
7. Regulatory Compliance
All products and services listed on ScoopRate are subject to the regulatory frameworks of the applicable federal and provincial jurisdictions in Canada. Eligibility, terms, and availability may vary based on your location and individual financial circumstances. Advisors and brokers listed on the platform are responsible for ensuring their own compliance with licensing and regulatory requirements.
8. Use of the Site
Your use of this site is at your own risk. ScoopRate and its affiliates are not liable for any direct, indirect, incidental, or consequential damages resulting from your access to or use of this site, including but not limited to reliance on information, loss of data, or damage to equipment.
9. Changes to This Disclaimer
ScoopRate reserves the right to modify this disclaimer at any time. Any changes will be effective immediately upon posting to this page. Your continued use of the site constitutes acceptance of the updated disclaimer.
10. How to Contact Us
If you have any questions about this disclaimer or need additional information, please contact us at privacy@scooprate.com.