Your Guide to the Best Rates in Canada

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ScoopRate Canada Partners with Helcim
As part of our mission to provide businesses with clear and competitive payment solutions, ScoopRate has partnered with Helcim, a Canadian payment processor known for its interchange-plus pricing model. Helcim offers no hidden fees, no long-term contracts, and automatic volume discounts.
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Prime Pick

Top-rated financial picks, just for you
Guaranteed-Return

Non‑Redeemable GIC

Interest Rate
3.75%
Term:
1-Year
Min. Deposit:
C$1,000
🔒
Deposit Insured
Eligible Accounts
RRSP
TFSA
FHSA
RRIF
Non-Registered
RRSP, TFSA, FHSA, RRIF, Non-Registered
Guaranteed-Return

Non‑Redeemable GIC

Interest Rate
3.65%
Term:
1-Year
Min. Deposit:
C$1,000
🔒
Deposit Insured
Eligible Accounts
Non-Registered
Non-Registered
Guaranteed-Return

Non‑Redeemable GIC

Interest Rate
3.55%
Term:
1-Year
Min. Deposit:
C$1,000
🔒
Deposit Insured
Eligible Accounts
RRIF
FHSA
TFSA
RRSP
Non-Registered
RRIF, FHSA, TFSA, RRSP, Non-Registered

Advantage Account

4.75%

Earn 4.75% for a limited
time with a 120-day
premium period.

*Terms and conditions apply.*

Eligible Accounts

Momentum PLUS Savings

4.75%

Earn more — 4.85% with
Ultimate Package, 4.80%
with Preferred Package.

*Terms and conditions apply.*

Eligible Accounts

eAdvantage® Savings

4.75%

Earn a promotional rate of
4.75% for 3 months
on new deposits.

*Terms and conditions apply.*

Eligible Accounts
Advertising Disclosure
Last updated: October 22, 2025

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Renee M., Hamilton, ON

I needed a payment solution that worked for both in-person and online sales. ScoopRate made it easy to compare providers and find one with fair pricing and no hidden fees. It’s perfect for my growing business.

Daniel T., Winnipeg, MB

As a small business owner, I was overwhelmed by payment processing options. ScoopRate helped me compare fees, features, and support in one place. I found a provider that fits my needs without the usual confusion.

Asha M., Surrey, BC

I used to hop between bank websites trying to make sense of their offers. ScoopRate had everything I needed in one spot; GICs & HISA rates. The info is current, unbiased, and easy to navigate. It’s my new go-to tool.

Jacques L., Montréal, QC

I thought GICs were boring until I saw the rates on ScoopRate. I ended up locking in a 5.3% return with a company I had never even heard of before. Everything was clearly explained and easy to compare. Definitely a hidden gem for savers.

Emily R., Toronto, ON

There were so many credit card options, I didn’t know where to start. ScoopRate broke everything down; cashback, annual fees, travel rewards—and helped me choose a card that actually fits my spending habits. It saved me hours of research.

Lucas B., Calgary, AB

ScoopRate helped me find a high-interest savings account with no monthly fees and way better rates than the big banks. The comparison was super easy to understand, and switching took no time. I’m now earning more with less hassle.

Meet ScoopReads

Empower your financial future with insightful articles, expert tips, and practical strategies.

Your Dose of Financial Fitness

ScoopReads is your one-stop shop for all things finance and money management. Whether you're a seasoned investor or just starting out, we offer a captivating blend of educational articles, actionable advice, and real-world insights to help you achieve your financial goals.
Last updated: 4 months ago

Home

Investing

What is a High-Interest Savings Account (HISA) and How Does It Work?

A High-Interest Savings Account (HISA) is one of the simplest and safest ways for Canadians to grow their money while keeping it accessible. Unlike a regular savings account, a HISA offers a higher interest rate on your deposits, helping your balance grow faster while still being fully liquid. At ScoopRate Canada, we track and compare…
Read more
GICs, Investing

Understanding the Different Types of GICs in Canada

Guaranteed Investment Certificates (GICs) are a cornerstone of safe and reliable investing in Canada. They stand out by guaranteeing your initial investment (principal) while offering predictable returns, making them an especially strong choice in today's unpredictable economic climate. But not all GICs are the same. Depending on your financial goals, flexibility needs, and risk tolerance,…
Read more

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Thank you for choosing ScoopRate Canada. It’s important to note that some products showcased on our platform may be labeled as “Featured.” These products are highlighted in collaboration with financial institutions, and ScoopRate Canada may receive compensation for their inclusion.

While we strive to maintain accuracy and transparency, please understand that featured products may influence their placement on our website. However, rest assured that our rankings and recommendations remain impartial and grounded in objective analysis.

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Last Updated: August 12, 2025. 

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