Cookie Policy
Last Updated: July 18, 2025
1. Introduction
Welcome to InScrivere Technologies Inc. dba ScoopRate (hereinafter referred to as “we”, “us”, “our”, “ScoopRate”, or “the Website”). This Cookie Policy explains how we use cookies and similar tracking technologies on our Website in accordance with Canadian privacy legislation, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws.
By using our Website, you consent to the use of cookies as described in this policy, subject to your rights under applicable Canadian privacy laws. You have the right to withdraw your consent at any time by managing your cookie preferences as described below.
2. What Are Cookies?
Cookies are small text files that are placed on your device (computer, smartphone, tablet) when you visit a website. They are widely used to make websites work more efficiently and to provide information to website owners. Cookies allow us to enhance your experience, analyze our website performance, and personalize content.
Cookies may contain personal information as defined under PIPEDA and other applicable Canadian privacy laws. We are committed to handling any personal information collected through cookies in compliance with these laws.
3. Types of Cookies We Use
3.1 Essential Cookies
These cookies are necessary for the Website to function properly. They enable you to navigate the site and use its features, such as accessing secure areas. Without these cookies, some parts of the Website may not work as intended.
Legal Basis: These cookies are necessary for the performance of our service and are essential for the legitimate operation of our Website.
Examples include:
- Authentication cookies
- Security cookies
- Load balancing cookies
- Session management cookies
3.2 Performance Cookies
These cookies collect information about how you use our Website, such as which pages you visit most often, time spent on pages, and if you encounter any errors. The data collected is aggregated and anonymous, and is used to improve the Website’s performance and user experience.
Legal Basis: Your consent, which you may withdraw at any time.
Examples include:
- Website analytics cookies
- Error reporting cookies
- Performance monitoring cookies
3.3 Functional Cookies
Functional cookies allow the Website to remember choices you make, such as your language preference, the region you are in, or text size preferences. They provide enhanced, more personalized features and improve your user experience.
Legal Basis: Your consent, which you may withdraw at any time.
Examples include:
- Language preference cookies
- Region selection cookies
- Accessibility settings cookies
- User interface customization cookies
3.4 Targeting/Advertising Cookies
These cookies may be used to deliver advertisements that are more relevant to you and your interests. They also help measure the effectiveness of advertising campaigns. These cookies may be set by us or by third-party providers whose services we use on our Website.
Legal Basis: Your explicit consent, which you may withdraw at any time.
Examples include:
- Advertising personalization cookies
- Cross-site tracking cookies
- Conversion tracking cookies
- Remarketing cookies
4. Third-Party Cookies
We may use third-party service providers to assist us in various functions such as website analytics, advertising, and customer support. These third parties may set their own cookies on your device when you visit our Website.
Important: We do not control the use of these third-party cookies. These third-party providers have their own privacy policies and cookie practices, and we recommend that you review their privacy policies to understand how they collect and use your information.
Common third-party cookie providers we may use include:
- Google Analytics (for website analytics)
- Social media platforms (for social sharing features)
- Advertising networks (for targeted advertising)
- Customer service platforms (for support features)
Under Canadian privacy law, we ensure that any third-party providers we work with provide adequate protection for your personal information.
5. International Data Transfers
Some of our third-party service providers may be located outside of Canada, including in the United States. When cookies result in the transfer of personal information outside Canada, we take appropriate measures to ensure your information receives adequate protection in accordance with PIPEDA requirements.
6. Managing Cookies
Under Canadian privacy law, you have several rights regarding cookies and the personal information they may contain:
Your Rights Include:
- Right to Consent: You can choose which types of cookies to accept
- Right to Withdraw Consent: You can change your cookie preferences at any time
- Right to Access: You can request information about what cookies we use and what data they collect
- Right to Correction: You can request corrections to any personal information collected through cookies
How to Manage Cookies:
Browser Settings
You can adjust your browser settings to manage or block cookies. Each browser is different, so refer to your browser’s help menu for specific instructions:
- Chrome: Settings > Privacy and Security > Cookies and other site data
- Firefox: Preferences > Privacy & Security > Cookies and Site Data
- Safari: Preferences > Privacy > Manage Website Data
- Edge: Settings > Cookies and site permissions
Cookie Preference Center
We provide a cookie preference center on our Website where you can manage your cookie settings for different categories of cookies. You can access this at any time to update your preferences.
Opt-Out Links
Some cookies used for advertising purposes can be managed by opting out directly with the service provider:
- Digital Advertising Alliance of Canada (DAAC): youradchoices.ca
- Network Advertising Initiative (NAI): optout.networkadvertising.org
- Google Ads Settings: adssettings.google.com
Important Note: Disabling certain cookies may affect your ability to use some features of our Website. Essential cookies cannot be disabled as they are necessary for the Website to function properly.
7. Cookie Retention
We retain information collected through cookies only for as long as necessary to fulfill the purposes for which it was collected, unless a longer retention period is required or permitted by Canadian law. Different types of cookies have different retention periods:
- Session cookies: Deleted when you close your browser
- Persistent cookies: Remain on your device for a set period or until manually deleted
- Analytics cookies: Typically retained for 13-26 months
Advertising cookies: Usually retained for 12 months or less
8. Privacy by Design
In accordance with Canadian privacy principles, we implement privacy by design in our cookie practices:
- We collect only the minimum amount of information necessary
- We use cookies for specified, legitimate purposes
- We provide clear information about our cookie practices
- We give you meaningful choices about cookie use
- We implement appropriate security measures
9. Changes to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in our practices, technology, legal requirements, or for other operational reasons. Material changes will be communicated in accordance with PIPEDA requirements and other applicable Canadian privacy laws.
We will notify you of material changes by:
- Posting the updated Cookie Policy on our Website
- Updating the “Last Updated” date
- Providing additional notice as required by law (such as email notification for significant changes)
Your continued use of the Website after the effective date of any changes constitutes your acceptance of the revised Cookie Policy, subject to any additional consent requirements under applicable law.
10. Children’s Privacy
Our Website is not intended for children under the age of 18. We do not knowingly collect personal information from children through cookies or otherwise. If we become aware that we have inadvertently collected personal information from a child, we will take steps to delete such information promptly.
11. Complaints and Regulatory Contact
If you have concerns about our cookie practices that we cannot resolve, you have the right to file a complaint with the Privacy Commissioner of Canada or your provincial privacy commissioner:
Privacy Commissioner of Canada
- Email: info@priv.gc.ca
- Website: www.priv.gc.ca
- Phone: 1-800-282-1376
12. How to Contact Us
If you have any questions or concerns about this Cookie Policy, our use of cookies, or wish to exercise your privacy rights, please contact us at privacy@scooprate.com